How to Build an All-Weather Mutual Fund Portfolio in 2025
Markets go through cycles—rallies, corrections, inflation spikes, geopolitical shocks. 2025 is no different. After touching record highs in September 2024, Indian markets corrected significantly (Nifty fell from ~26,200 to ~22,700) and have only partially recovered since. In such uncertain times, what investors need is not prediction, but preparation —through an all-weather mutual fund portfolio . What Is an All-Weather Portfolio? It's a diversified portfolio built to handle any economic condition —whether it's growth, slowdown, inflation, or volatility. The idea is not to chase returns, but to stay resilient and grow steadily across cycles. What Should It Include? A well-constructed mutual fund portfolio for all seasons includes: Equity Funds for long-term growth—especially large caps and diversified funds. Debt Funds for stability and income when markets are volatile. Gold or Commodity Funds as a hedge against inflation and...