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Showing posts from August, 2025

Mutual Funds for Beginners: A Simple Guide

If you are new to investing and find the share market confusing, you’re not alone. Many beginners hesitate because they think they need expert knowledge to grow money. The good news is—you don’t need to pick and track individual stocks. Mutual Funds (MFs) make investing simple, safe, and beginner-friendly. What is a Mutual Fund? A mutual fund is like a pool of money collected from many investors. This money is managed by professionals and invested in a basket of shares, bonds, or other assets . Think of it like a tiffin box : instead of cooking every dish yourself, you get a ready-made, balanced meal. Similarly, a mutual fund gives you a ready-made portfolio, saving you time, effort, and reducing risk. Mutual Funds vs Share Market: What’s the Difference? Direct Share Market: You buy shares of individual companies. Success depends on your research, timing, and constant tracking. Mutual Funds: A fund manager does all the research and diversif...

Why New US Tariffs Haven’t Shaken Indian MF Investors

Despite headlines about new US tariffs on Indian exports, mutual fund investors remain unshaken. The latest AMFI report shows record SIP inflows of ₹28,464 crore in July 2025 —the highest ever—alongside record equity inflows of ₹42,702 crore and a rise in industry AUM to ₹75.36 lakh crore. Even with equity indices falling and FIIs selling, domestic flows and SIP discipline kept sentiment strong. Why the Impact is Minimal Domestic flows overpower trade noise – The growing SIP culture, now 9.11 crore accounts, continues to compound wealth, offsetting global headwinds. Diversified portfolios – Flows were spread across equity, hybrid, and passive funds, limiting the effect of any single sector’s exposure to US markets. DII support – Domestic institutional investors stepped in even as FIIs pulled out, softening volatility. The Bigger Picture: Market Diversification While tariffs could pinch certain export sectors, India is actively widening i...